Medical Indemnity Insurance for Emergency Physicians
Tailored protection for emergency physicians — personalised service, expert medico-legal advice, and cover that safeguards your reputation and livelihood.
High-risk realities Emergency Physicians face every day
Everyday risks in emergency medicine
Time-critical triage and diagnosis for sepsis, ACS, stroke, PE and major trauma create exposure to delay, mis-prioritisation and adverse outcome claims.
Procedural and resuscitation events
Intubation, procedural sedation, thrombolysis, chest drains and rapid sequence therapies carry risks of hypoxia, bleeding, medication error and cardiac arrest.
Handover, crowding and access
Ambulance ramping, corridor care and short-stay transfers drive allegations of delayed treatment, missed results and unclear responsibility for ongoing care.
Consent, capacity and security
Intoxication, acute mental illness, minors and police custody situations trigger disputes over restraint, privacy, involuntary treatment and treatment without valid consent.
What’s Included in The Cover
From malpractice claims to audits — protection designed for doctors
Civil Liability Cover
Protection for claims arising from the healthcare services you provide — such as alleged medical negligence, delayed or incorrect diagnosis, or procedural errors — including defence costs and compensation payments. Designed to meet the needs of practising doctors.
Investigations & Complaints
Guidance and legal support for AHPRA, hospital or patient complaints, ensuring you’re never navigating the process alone. Access 24/7 medico-legal advice when you need it most.
Medicare Audit
upport and protection if you face a Medicare audit, compliance review, or investigation. We cover the cost of legal representation, expert advice, and response preparation to help you manage the process with confidence and minimal disruption to your practice.
Defamation
Protection if a claim is made against you for defamation, libel, or slander arising from your professional conduct. This includes cover for defence costs and damages—helping safeguard your reputation and livelihood if allegations are made against you.
Privacy
Support and cover for privacy breaches or unauthorised disclosure of patient information — including regulatory notifications and defence costs.
Coronial Inquests
Specialist medico-legal support and representation if a matter proceeds to a coronial inquest, so you understand your rights and obligations at each step.
Medical Indemnity Support & Claims
Immediate support for claims, complaints and medico-legal matters
Claims & Notifications
Unsure whether an incident needs to be notified? Contact us early. Our experienced claims team will assess the matter, guide you on next steps, and manage the process from first notification through to resolution.
24/7 Medico-Legal Advisory
Access 24/7 medico-legal advice from experienced advisers. Get practical guidance on AHPRA notifications, patient complaints, adverse events, documentation issues and complex clinical situations — day or night.
Contact Us
Contact our team online or by phone for assistance with your policy, claims, cover or general enquiries. We’ll respond promptly.
Why Tego
Your practice, understood. Your risks, covered. Your team, on call 24/7
Personalised medical indemnity and malpractice insurance for specialists and healthcare organisations, with 24/7 medico-legal support. Award-winning protection so you can keep practising with confidence.
Fast 24/7 Medico-Legal support
When something goes wrong or feels uncertain, speak with our experienced medico-legal advisers. Practical and empathetic support through complaints, AHPRA matters, investigations and civil claims - day or night.
Competitive & Personalised Pricing
Premiums that reflect your specialty, procedures, billings and practice setting, so you pay only for the risks you carry. Competitive rates with fast, straightforward quotes and renewals.
Comprehensive Cover, Designed by Industry Experts
Broad protection shaped by experienced insurance and medico-legal teams. Informed by real claims insight, it keeps pace with modern practice and your evolving risks—so it fits the way you practise.
Trusted by Thousands customers
Chosen by more than 30,000 healthcare professionals nationwide, with award-winning product, claims and client service, and over a decade of consistent support. A partner that understands healthcare and stands beside you when it matters.
Testimonials
What doctors and healthcare professionals say about working with Tego
I was very impressed with the way Tego’s underwriters assessed me on my individual merits. Once I compared the cover with my existing insurer, I realised that Tego was offering broader cover at a more competitive premium.
Dr Alina Zeldovich
Ophthalmologist & Co-Founder Beamers
I have found the legal advice – on a range of issues – given by Tego to be very useful. All interactions have been timely, friendly and have answered my questions fully.
Johnny Levy
Medical Director, Primary Healthcare Limited
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