At Tego, we have a profound understanding of the Australian medical profession and the ever-changing healthcare industry. It’s this expertise that allows us to provide leading cover with more choice, innovation and greater flexibility.
We want to protect you and get to know you better. We want you to know you have the right type of cover that allows you to practice with confidence.
To us, you are a valued individual.. We customise our cover and price it accordingly based on your risk profile. If you are of lower risk than your peers, then you pay a lower premium. We don’t avoid risk, we charge appropriately for it and you benefit from our low-cost structure.
Bariatric Surgery(Includes work in GENERAL SURGERY but also includes Bariatric procedures)
Cardiology Interventional(Includes work in CARDIOLOGY - NON-INTERVENTIONAL SPECIALISATION but also includes Interventional procedures)
Cosmetic Proceduralist(Practitioners With General Registration only that perform Surgical Cosmetic Procedures)
General Practice - Non-Procedural(Includes non procedural work but no anesthetic, cosmetics or obstetric work)
General Practice - Minor Cosmetic and Skin Cancer(Include work in The GP Non Procedural Category but also includes Procedural Work, Regional Anaesthetic, Minor Cosmetics but not Surgical Cosmetic Procedures and no Obstetrics)
General Practice - Obstetrics(Include work in The GP Non Procedural & GP - minor cosmetics & skin cancer categories but also includes general anaesthetic, obstetrics but no surgical cosmetic procedures)
General Surgery(Excludes any Bariatric procedures)
Hospital Medical Officer
Immunology & Allergy
Obstetrics & Gynaecology
Ophthalmology - Non Procedural(Excludes Any Surgical Procedures)
Ophthalmology - Procedural(Includes Work In The Opthalmology - Non Procedural Specialisation But Also Includes Surgical Procedures)
Oral & Maxillofacial Surgery
Orthopaedic Surgery - Incl. Spinal & Neck(Includes Work In The Orthopaedic Surgery Specialisation But Also Includes any neck or spinal procedures)
Pain Management Palliative Care
Plastic, Reconstructive & Cosmetic Surgery(Includes work in the PLASTIC & RECONSTRUCTIVE SURGERY specialisation but also includes any cosmetic procedures)
Public & Community Health
Rehabilitation Respiratory Medicine
Rheumatology Sports Medicine Surgical Assisting
Ultrasound - Diagnostic
Being a FRANZCOG doesn’t necessarily mean 100% of my billings comes from the high-risk practice of obstetrics; I work also in gynaecology and fertility, both of which represent a lower claims risk to me and my indemnity provider. Tego offered something no other provider did (and I asked all of them!): they tailored my indemnity policy to my actual practice. Not only was Tego’s policy equal to the best policies on the market in terms of cover and facilities, it was significantly more affordable; more importantly, it was reflective of my actual practice David Moore Obstetrician, Gynaecologist & Fertility Specialist