A medical practitioner’s exposure changes depending on whether they work in public and/or private practice, which state they are practising in, employment status, level of experience and what services are provided.
While you may have insurance through your employer (including insurance through state governments), it may not cover all of your day-to-day exposures.
If you would like to know more about the interplay between public and private insurance cover, click here to access our claims scenarios and key questions you should be asking your medical indemnity insurer.
An insurance broker can provide you with advice about what insurance arrangement best suits your needs.
This publication is general in nature and is not comprehensive or constitute legal or medical advice. You should seek legal, medical or other professional advice before relying on any content, and practice proper clinical decision making with regard to individual circumstances. Persons implementing any recommendations contained in this publication must exercise their own independent skill or judgment or seek appropriate professional advice relevant to their own particular practice. Compliance with any recommendations will not in any way guarantee discharge of the duty of care owed to patients and others coming into contact with the health professional or practice. Tego Insurance Pty Ltd is not responsible to you or anyone else for any loss suffered in connection with the use of this information.