If I change insurers, will I lose my tail cover? Retroactive cover explained

in General.

A number of doctors have mentioned that they worry about changing medical indemnity insurers because they’re concerned that if they switch insurers, they’ll lose their retroactive (‘tail’) cover. This post demystifies retroactive cover in medical indemnity insurance policies. What is retroactive (or ‘tail’) cover? Retroactive cover, also known as ‘tail’ cover, is insurance cover for  … Read more


Medical Indemnity Insurance: The Basics

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Claims Made. Occurrence Based. Circumstances which could give rise to a claim. These terms are insurance jargon. And if you want to understand how medical indemnity insurance policies operate, you need to be familiar with these terms. So, what do they mean? Occurrence Based versus Claims Made policies An occurrence based policy is the most  … Read more


Tego Insurance announces Partnership with Virgin Australia

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Tego Insurance has partnered with Virgin Australia to provide Doctors with Velocity Frequent Flyer Pilot Gold Membership. Tego Insurance is offering its policyholders the opportunity to experience Velocity Gold, with benefits such as premium lounge entry, access to valet parking, priority boarding, improved seat selection, additional baggage entitlements and bonus points, refer terms and conditions  … Read more


Moving to Australia? Some pointers for overseas doctors.

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Moving to a new country is a daunting prospect and as a qualified doctor heading for Australia there are several things you should consider in time for your arrival. Step One – Registration There are a few stages to the process of registration so it is important to get started in good time. Firstly, you  … Read more


New to Victoria: The Health Complaints Commissioner

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The Victorian Health Complaints Act 2016 came into force on 1 February 2017, replacing the Health Services (Conciliation and Review) Act 1987. What was previously the Office of the Health Services Commissioner (HSC) is now the Office of the Health Complaints Commissioner(HCC), which has broader powers and responsibilities. The Health Complaints Act augments the state’s  … Read more