By Tego Insurance on Saturday, April 7th, 2018 in General.
As a doctor working in emergency departments, I can vouch for the stress and fatigue to which medical practitioners may be exposed in an average day’s work. In addition, the challenges faced by doctors who are new or transient (such as locums like myself), or doctors-in-training rotating through different departments, can be augmented by having … Read more
By Tego Insurance on Saturday, April 7th, 2018 in General.
EXECUTIVE SUMMARY Medical specialists today – and none more so than anaesthetists – face extremely challenging times. Once thought of as a ‘ticket to ride’ financially, medical specialists now face a barrage of issues affecting not only their careers and job security, but their ability to build financial independence. High education expenses, a tsunami of … Read more
By Tego Insurance on Saturday, April 7th, 2018 in General.
When medical practitioners are sued, they understandably tend to conclude that if they have made a mistake, they are liable for any injuries the patient has suffered. However, for a patient to be successful in their claim against a medical practitioner, the law requires that they prove not only that the doctor breached his or … Read more
By Tego Insurance on Saturday, April 7th, 2018 in General.
Medical indemnity insurers provide specialised professional indemnity insurance for doctors in Australia. They may also provide additional support services, such as a 24/7 direct line to highly experienced medical lawyers for doctors needing advice regarding their legal obligations and potential liabilities in any given situation. All medical indemnity insurers in Australia must meet the minimum … Read more
By Tego Insurance on Saturday, April 7th, 2018 in General.
When a practitioner finds themselves being investigated by AHPRA, it is usually advisable for them to provide a frank and forthright response. But in the current climate, is this still the best advice? What is AHPRA’s role? AHPRA’s function is to administer the National Law, which aims to protect the public by ensuring that only … Read more
By Tego Insurance on Saturday, April 7th, 2018 in General.
On 21 July 2017 the Victorian Ministerial Advisory Panel on Voluntary Assisted Dying released its 257-page final report, which can be found at www.apo.org.au. ‘Voluntary assisted dying’ has been used in favour of other terms, emphasising voluntariness and reflecting a ‘person-centred’ approach. ‘The Panel is firmly of the view that a person should not be … Read more
By Tego Insurance on Saturday, April 7th, 2018 in General.
A medical practitioner’s exposure changes depending on whether they work in public and/or private practice, which state they are practising in, employment status, level of experience and what services are provided. While you may have insurance through your employer (including insurance through state governments), it may not cover all of your day-to-day exposures. If you would like to … Read more
By Tego Insurance on Saturday, April 7th, 2018 in General.
Tego offers affordable medical indemnity insurance, due to personalised risk profiling. Tego brings both competition and a different approach to pricing medical indemnity insurance. This is a good new development for doctors, and the more support we get, the more doctors will ultimately benefit. While some medical indemnity insurers traditionally offer a “one size … Read more
By Tego Insurance on Saturday, April 7th, 2018 in General.
The medical profession holds a unique position in society; being a doctor is a privilege. As such, there are strict ethical guidelines with which we must comply. All medical practitioners should be familiar with the Medical Board’s ‘Good medical practice: a code of conduct for doctors in Australia’ (‘the Code’), which aims to articulate standards … Read more
By Tego Insurance on Saturday, April 7th, 2018 in General.
At this time of year when most medical practitioners are looking at renewing their medical indemnity insurance for the next 12 months, it is time to consider your options – and importantly, know you have them. Contrary to popular belief, not all policies are the same, and not all premiums are the same – you … Read more
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