Blog - Tego News

MEDICAL INDEMNITY INSURANCE 101

in General.

Medical Indemnity Insurance (also referred to as Doctors Indemnity Insurance, Medical Professional Indemnity Insurance and GP Medical Indemnity Insurance) refers to insurance which covers a ‘breach of professional duty.’ All professional service providers are legally responsible to their clients; from lawyers providing legal advice, accountants providing taxation advice, or a health clinic or a physician  … Read more


Do You Need Medical Indemnity Cover?

in General.

Medical Practitioner’s Indemnity Insurance – Private Practice Registered healthcare professionals working in private practice in Australia are required to hold medical indemnity cover that complies with the ‘PII Registration Standard’ set by the relevant board.  The standards can be found at AHPRA.  Medical indemnity insurers must meet the minimum product standards that apply to all  … Read more


9 Tips that will help you avoid a Medical Indemnity Insurance Claim

in General.

In Australia, there is an increasing need for medical practitioners, medical centres and day clinics to have medical indemnity insurance. With the ever changing healthcare industry, doctors and health administrators need choice, innovation and greater flexibility in protecting their business. Doctors need Medical Indemnity Insurance An average of 11 Australian medical practitioners a day face  … Read more


Why this laid back doctor behaves like a coiled up spring

in Doctors of Tego.

Tego Profile: Dr Ben Olesnicky Specialty: Anaesthetist in public and private practice Medical School: Flinders University of South Australia Significant other: Wife Weekend pastime: Being dad’s taxi for his three young daughters Enjoys: Playing golf and eating out on weekends, particularly at the Otto Italian restaurant in Woolloomooloo Dr Ben Olesnicky comes across as a  … Read more


Ophthalmology keeps ticking the boxes for this doctor

in Doctors of Tego.

Tego Profile: Dr Diana Semmonds Specialty: Ophthalmologist – private and public Medical School: University of Sydney Residency: Townsville hospital, Newcastle hospital and Sydney Eye Hospital Significant other: Husband Enjoys: Sport, yoga and travel   There were relatively few women doctors and even fewer women ophthalmologists 30 years ago when Dr Diana Semmonds was deciding on  … Read more


If I change insurers, will I lose my tail cover? Retroactive cover explained

in General.

A number of doctors have mentioned that they worry about changing medical indemnity insurers because they’re concerned that if they switch insurers, they’ll lose their retroactive (‘tail’) cover. This post demystifies retroactive cover in medical indemnity insurance policies. What is retroactive (or ‘tail’) cover? Retroactive cover, also known as ‘tail’ cover, is insurance cover for  … Read more


Medical Indemnity Insurance: The Basics

in General.

Claims Made. Occurrence Based. Circumstances which could give rise to a claim. These terms are insurance jargon. And if you want to understand how medical indemnity insurance policies operate, you need to be familiar with these terms. So, what do they mean? Occurrence Based versus Claims Made policies An occurrence based policy is the most  … Read more