Trusted Medical Indemnity Insurance for Specialists

Common FAQ’s: Professional Indemnity Insurance

By Tego Insurance on Thursday, December 27th, 2018 in General.

The medical profession is very demanding and at times involves various risks. These risks are involved with the nature of work in the medical field. The medical professionals are exposed to various risks on the field and to cover the interests of these professionals; it’s essential to provide them security in their job so that  … Read more


MEDICAL INDEMNITY INSURANCE 101

By Tego Insurance on Tuesday, December 18th, 2018 in General.

Medical Indemnity Insurance (also referred to as Doctors Indemnity Insurance, Medical Professional Indemnity Insurance and GP Medical Indemnity Insurance) refers to insurance which covers a ‘breach of professional duty.’ All professional service providers are legally responsible to their clients; from lawyers providing legal advice, accountants providing taxation advice, or a health clinic or a physician  … Read more


DO YOU NEED MEDICAL INDEMNITY COVER?

By Tego Insurance on Tuesday, December 11th, 2018 in General.

Medical Practitioner’s Indemnity Insurance – Private Practice Registered healthcare professionals working in private practice in Australia are required to hold medical indemnity cover that complies with the ‘PII Registration Standard’ set by the relevant board.  The standards can be found at ahpra.gov.au. Medical indemnity insurers must meet the minimum product standards that apply to all  … Read more


9 Tips that will help you avoid a Medical Indemnity Insurance Claim

By Tego Insurance on Tuesday, December 4th, 2018 in General.

In Australia, there is an increasing need for medical practitioners, medical centres and day clinics to have medical indemnity insurance. With the ever changing healthcare industry, doctors and health administrators need choice, innovation and greater flexibility in protecting their business. Doctors need Medical Indemnity Insurance An average of 11 Australian medical practitioners a day face  … Read more


Insurance: Eight things to do before starting your medical practice

By Tego Insurance on Wednesday, October 31st, 2018 in General.

Starting or buying a practice can be one of the most exciting milestones of a doctor’s career. However, there’s so much to do that you might forget to think about the risks involved and how to manage them. That’s why it’s important to get tailored advice from an accountant and a lawyer well in advance  … Read more


Medical indemnity insurance: 10 reasons not to worry when you retire or go on maternity leave

By Tego Insurance on Monday, September 24th, 2018 in General.

Medical Indemnity Insurance continues in perpetuity after Australian doctors retire from private practice, thanks to the government’s Run-off Cover Scheme (ROCs). This means that retired doctors and those on maternity leave are covered for any claims arising from any act or omission that occurred at any stage of their career in private practice. To qualify  … Read more


Why this laid back doctor behaves like a coiled up spring

By Tego Insurance on Thursday, May 24th, 2018 in Doctors of Tego.

Tego Profile: Dr Ben Olesnicky Specialty: Anaesthetist in public and private practice Medical School: Flinders University of South Australia Significant other: Wife Weekend pastime: Being dad’s taxi for his three young daughters Enjoys: Playing golf and eating out on weekends, particularly at the Otto Italian restaurant in Woolloomooloo Dr Ben Olesnicky comes across as a  … Read more


Ophthalmology keeps ticking the boxes for this doctor

By Tego Insurance on Thursday, May 24th, 2018 in Doctors of Tego.

Tego Profile: Dr Diana Semmonds Specialty: Ophthalmologist – private and public Medical School: University of Sydney Residency: Townsville hospital, Newcastle hospital and Sydney Eye Hospital Significant other: Husband Enjoys: Sport, yoga and travel   There were relatively few women doctors and even fewer women ophthalmologists 30 years ago when Dr Diana Semmonds was deciding on  … Read more


Protecting patients and practitioners: Talking with Tego CEO, Eric Lowenstein

By Tego Insurance on Tuesday, May 22nd, 2018 in General.

The reality of protecting your patients’ privacy is about preparing for when, not if, the next risk will emerge. The rate of data breaches in Australia continues to affect businesses both large and small, with a 2017 IBM Security Report estimating the average total cost of data breach amounting to $2.51 million. Therefore, putting privacy  … Read more


If I change insurers, will I lose my tail cover? Retroactive cover explained

By Tego Insurance on Friday, May 4th, 2018 in General.

A number of doctors have mentioned that they worry about changing medical indemnity insurers because they’re concerned that if they switch insurers, they’ll lose their retroactive (‘tail’) cover. This post demystifies retroactive cover in medical indemnity insurance policies. What is retroactive (or ‘tail’) cover? Retroactive cover, also known as ‘tail’ cover, is insurance cover for  … Read more